Everyone has questions about Reverse Mortgages. After all, understanding the ins and outs of Reverse Mortgages can seem daunting. Kathie Adler clears away the cob webs and confusion with simple facts. Whether one-on-one or at an educational seminar, Kathie's presents the aspects of the HECM reverse mortgage program in an easy to understand manner. She conducts free reverse mortgage seminars on Long Island, New York and senior homeowners leave her seminars educated and informed. Kathie's seminars feature a DVD presentation and a question and answer session afterward. Free literature is provided and Kathie spends as much time as necessary explaining the program.
Kathie meets in homes, schools, churches, or anywhere she is invited. She taught two four week classes on Reverse Mortgages for Patchogue Medford High School Adult Education which was well received. Her presentations include SUNY Farmingdale, Fraternal Congress of New York, AARP, Village of Islandia Mayor’s Meeting, Libraries, Chambers of Commerce, and Senior Centers.
Her reverse mortgage article entitled Don’t Fly Too Fast You Might Break Your Wings was featured in the September 2008 issue of the Reverse Mortgage Review magazine. The article touched many and is available on request. Kathie was also called to testify in Suffolk County Court on Long Island on behalf of one of her borrowers about the efficacy of Reverse Mortgages.
Kathie enjoys meeting with seniors in their homes and sharing the benefits of Reverse Mortgages. If a reverse mortgage is not right for you, Kathie will provide helpful information on alternative mortgage products. (VA, FHA, conventional). Kathie originates all types of residential mortgages being duly licensed by the banking departments of New York and New Jersey. Kathie is a member of Senior Umbrella Network of Suffolk, a Senior Advocacy Organization and Networking group. Various organizations are listed on their website which help senior citizens find helpful services: http://www.sunsuffolk.org
Kathie's Licenses: After the financial crisis in 2007-2008, all loan officers were required to be licensed. Kathie Adler is licensed by the New York State Dept. of Financial Services and is authorized to originate mortgages in the state of New York as well as New Jersey. (Licensed by NJDOBI, New Jersey Dept. of Banking and Insurance.) Kathie has passed the national SAFE test as well as New York and New Jersey. Kathie is connected to the Advisors Lindenhurst branch.
Advisors Mortgage has a vast portfolio of loans:VA loans, construction loans, 203k loans, refinances, purchases, 5 year term, LIBOR, and commercials loans. Advisors is a well respected banker with an Eagle FHA designation thereby underwriting and funding FHA loans in house.
Reverse Mortgages cannot be sold. You either need or want one or you don't. There is no pushing seniors or cajoling them into getting a Reverse Mortgage. That would be dishonest. In fact, it would be against the banking departments of any state as well as HUD. My goal is to assist potential senior borrowers in understanding what a reverse mortgage can do for them, the potential uses, and should they choose to go forward with a reverse mortgage, guiding them each step of the way to closing and beyond.
Take advantage of my expertise and mortgage experience. I will help in any way I can.
(Now, if you enjoy the old Hollywood movies and stars, click the link below for some interesting trivia and info! Enjoy this little diversion!)
Mr. Sean Clark, Vice President
Advisors Mortgage Group, LLC
Dear Mr. Clark,
We feel remiss in not writing this letter sooner. Especially today, in a time when so few are willing to give that extra step to help others. Kathie Adler went many extra steps to help us through trying times. . . Without her understanding and countless hours counseling and encouraging us we would have given up and walked away, much to our detriment. May your company have many more high-quality people like Kathie. But then, there aren't that many around.
Sag Harbor, Long Island, New York
Thank you so much for all your help with the Reverse Mortgage. The Reverse Mortgage has enabled me to remain in my home as long as physically possible, a home I've been in for over 40 years. After my husband passed away I thought I would have to sell my home. I really did not want to do that. My husband and I worked very hard to buy our home and it felt as thought increasing costs of maintaining our home was getting out of reach. My income was going towards maintenance and taxes, with very little left for anything else.
The Reverse Mortgage has alleviated my fears and I now can breathe easier. I actually can save part of my income, which wasn't possible for many years. Thank you again, Kathie, for your compassion and expertise.
God Bless / Stay well!
Northport, Long Island, New York
I just wanted to drop you a few lines to say thank you. I want you to know my wife and I cannot thank you enough for all your help and comfort. We were two scared old people and didn't know what to do. You guided us through the Reverse Mortgage with great passion. The money came to us just like you said it would. All my wife Jean and me can say is many many thanks. You are a great credit to your company. God bless you.
Jean and George Hollis
Howard Beach, New York
P.S. I would and will gladly recommend you to others.
I wanted to drop you this note to thank you on behalf of myself, my husband, but more importantly my 84 year old mom for your competence and efficiency in helping us apply and complete a Reverse Mortgage for my mother. You were very patient with my mom and showed compassion and sensitivity during the time when she was in such a stressful financial situation. You were always readily available and knowledgeable when we called upon you with questions or running around to be done in order to get the Reverse Mortgage completed correctly, smoothly and quickly. You played an important role in helping my mom to be able to stay in her home and feel much more financially comfortable. We would highly recommend you if we should know of someone who needs your services. Once again, thank you so very much from all of us. You did a great job!
Smithtown, Long Island, New York
How Reverse Mortgages Have Changed Lives
Reverse Mortgages aren't one size fits all. Be sure it's right for you! Countless senior homeowners having taken advantage of this wonderful tool. Perhaps you will be another success story.
RUTH: "I was able to purchase a home in Atlanta, and now I own two homes, one in New York, one in Atlanta, with no mortgage payments. Having a Reverse Mortgage has helped me be closer to my family and to be able to spend time with them. It's been wonderful." Amityville, Long Island, NY
MARGARET: "My home was in foreclosure, and I had declared bankrupty. My Reverse Mortgage specialist and the Mortgage Processor worked very hard to help me. The Reverse Mortgage ended the bankruptcy and the foreclosure. I even got some cash out. I am finally free of my mortgage payments and all my debts." Islip, Long Island, LI, NY
ANN: "Doing a Reverse Mortgage helped me to get rid of a monthly mortgage payment that was about $800 per month. With that money I can invest, do things around the house, and just do whatever I want." Holtsville, Long Island, NY
JAMIE: ". . .money was tight.. . .my mortgage got behind. It made me nervous whenever I got letters from my mortgage company. Then we called a Reverse Mortgage specialist. . . before I knew it, my mortgage payments were history. It was the best thing we could have done." Bay Shore, Long Island, New York
KEN: "My parents passed away, and the kitchen needed work. With the Reverse Mortgage, I have the money I need to do repairs on my house. I have money left in the Reverse Mortgage if I need more money." East Islip, Long Island, LI, NY
ANITA: I had always relied on my husband's income all my life as I was raising my children. When my husband died, my safety net was gone. Then, I heard about Reverse Mortgages. I was able to keep my home and handle all the bills without working. I now have a monthly check that comes directly into my checking account. Between my husband's social security and pension checks and my Reverse Mortgage check that comes faithfully every month, I can live freely and enjoy the home I have lived in for 41 years. I am so thankful there was an answer for me. Medford, LI, NY
JOHN AND CORINNE: The Reverse Mortgage helped us buy a new car. My husband and I needed a new vehicle to drive the grandchildren around in. Not only did we buy a new car, but we went on a much needed vacation to the Poconos! Patchogue, Long Island, NY
Advisors Mortgage Group is a multi-state licensed mortgage banker that does VA, FHA, Conventional, First Time Homebuyers, Construction loans, 203k, etc. They are one of the nation’s largest and most experienced reverse mortgage lenders, liencsed in 22 states. For almost two decades, Advisors Mortgage Group has delivered education, home equity solutions, and personal care to thousands of senior homeowners. We help homeowners discover how a reverse mortgage loan may help them access funds for a more secure environment.
Advisors Mortgage is recognized as a leader in the mortgage industry with an A+ Better Business rating. They are listed as a Fortune 5,000 company well respected.
CELEBRATING 19 YEARS!
With big dreams and even more determination, Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation,
AMG has grown to serve not only the greater New Jersey area, but also a vast portion of the United States. With branch offices up and down the East Coast and its corporate office in Ocean Township, NJ, Advisors Mortgage has established itself as a pillar of excellence in the mortgage industry. Our immense experience is our greatest asset and is the foundation of the success of the company and every Advisors branch and loan officer.
FULL EAGLE FHA UNDERWRITER
In 2005, Advisors Mortgage Group was designated by the Federal Housing Authority as a Full Eagle FHA Underwriter. As a Full Eagle, Advisors can underwrite loans in house and has been able to expand its loan volume by approving loans which a majority of the competition could not dream of. We have built a platform for a seamless and stress-free mortgage process for all of our customers, and we have that same mission throughout all of our offices.
We understand that success cannot be attained without teamwork and communication, two of our most important strengths.
Five Reasons To Choose Advisors Mortgage Group
1. Advisors Mortgage will custom tailor a reverse mortgage to meet your financial needs
2. Advisors Mortgage Group is extremely competitive with its rates and fees.
3. Advisors Mortgage Group will walk you through entire process and be there for you after you close
4. Advisors Mortgage Group has been in business for 18 years and has helped thousands of homeowners.
5. Advisors Mortgage Group is A+ rated on the Better Business Bureau
I am proud to work for such a top notch and honest company like Advisors Mortgage. They take on worthy causes and make donations to the community which makes me realize it's not all about the money. It's about PEOPLE. Advisors treats their "family" of employees like gold. Maybe that's why they rank so high in surveys and awards. I made the right choice years ago to join Advisors and have never regretted my decision.
If you'd like to apply for a non-reverse mortgage or learn more about our company, click the link below. The Advisors website is easy to navigate,and you can apply online for non-reverse mortgage products.
Our website is secure and are protected by SSL, Secure Sockets Layer Technology so you can be assured that downloading our files are safe.
"SSL (Secure Sockets Layer) is the standard security technology for establishing an encrypted link between a web server and a browser. This link ensures that all data passed between the web server and browsers remain private and integral."
Advisors Pledge to Reverse Mortgage Borrowers (pdf)Download
Kathie Adler Reverse Mortgage Flier (pdf)Download
AMGBrochurePage -About Our Company Page 1 (pdf)Download
AMGBrochurepg Page 2 (pdf)Download
FIX IT K Adler Fix It Flier (2) Kathie does all types of mortgages! (pdf)Download
Kathie's Reverse Brochure P.1 (pdf)Download
Kathie's Reverse Brochure P.2 (pdf)Download
Reverse HECM-Purchase (pdf)Download
KATHIE ADLER, SENIOR REVERSE MORTGAGE SPECIALIST - RESIDENT OF LONG ISLAND FOR OVER 50 YEARS CAN HELP! Member of Sun Suffolk (http://www.SunSuffolk.org )) - and NRMLA (http://www.NRMLA.org )
KATHIE ADLER'S NMLS ID: 65780 - NMLS Consumer Access Site, go to: www.http://nmlsconsumeraccess.org
Reverse Mortgage Helpline - Answering Your Questions about Reverse Mortgages
Advisors MortgageLindenhurst Branch: 1045 Route 109, Lindenhurst, NY 11757 - NMLS 301453
Understanding Reverse Mortgages is possible! Reverse Mortgage Helpline provides information about Reverse Mortgages... Free Reverse Mortgage seminars and in home consultations help provide senior homeowners with factual information about possible retirement or the financial benefits of a Reverse Mortgage. Reverse Mortgages are sometimes called senior mortgages for senior citizens. Advisors Mortgage Group, LLC is a Multi-State Mortgage Banker with Headquarters located in Central New Jersey with offices throughout the US. Headquarters: 1411 Highway 35, Ocean, NJ 07712. New York Mortgage Broker License: 206697. Licensed by the N.J. Department of Banking and Insurance. Licensed Lender and Secondary Mortgage Lender no. 631155. (FHA License #1548300002). Advisors Mortgage NMLS 33041, Licensed Mortgage Banker-NYS Department of Financial Services, Registered Mortgage Broker-NYS Department of Financial Services. http://www.AdvisorsMortgage.com - Kathleen Adler, Mortgage Originator, NMLS Identifier 65780. Website designed and maintained by Adler Web Design Copyright 2008 - All Rights Reserved. Note: Website authorization by New York State Dept. of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site. ( Reverse Mortgage Smithtown, Reverse Mortgage Holbrook, Reverse Mortgage Huntington, Reverse Mortgage Port Washington, Reverse Mortgage Commack, Reverse Mortgage Patchogue, Reverse Mortgage Floral Park, Cambria Heights, Bayside, Valley Stream.